• SMSF FINANCE

SELF MANAGED SUPER FUND FINANCE

Many people are not aware that in some instances it is possible to use your Self Managed Super Fund to obtain a loan to buy an investment property. However before you race off looking at potential investment properties it would be a good idea to meet with use to talk through the requirements.

Loans to SMSF’s are often referred to as ‘limited recourse loans’, and there is a set of strict conditions applied to these loans. Our team will guide you through the process, including letting you know how lending to an SMSF works, and provide detailed information about what lenders require to be able to provide finance.

  • SMSF LOANS

    Many people are not aware that lenders can provide finance to an SMSF.

  • THINGS YOU SHOULD KNOW

    Meet with out team to learn more about what lenders need.

SOME GENERAL REQUIREMENTS

  • SMSF members are required to obtain legal and financial advice as part of the borrowing process.

  • To enable the SMSF to buy a property a special holding trust needs to be established.

RESIDENTIAL PROPERTY INVESTMENTS

  • The property must not be lived in by fund members or any related party.

  • You cannot rent the property to fund members or related parties.

COMMERCIAL PROPERTY INVESTMENTS

  • A commercial property can be rented to a fund member’s business.

  • One of the strict conditions is that the business must be paying a ‘market rate’ amount of rent.

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The financial industry is a dynamic industry – continually evolving and changing. Whilst every effort has been made to ensure the accuracy of the information contained in this website no guarantee is given that the information contained herein is currently correct. To the extent permitted by law, G & S Financial Services Pty Ltd accepts no responsibility or liability for any loss or damage what so ever (including direct and indirect) to any person arising from the use or reliance on the information contained in this website.